Investment Calculator
SIP Calculator
Project the future corpus of a monthly Systematic Investment Plan with optional lumpsum and annual step-up. Compare nominal value with inflation-adjusted real value.
Inputs
Investment Inputs
Tweak the sliders or type any value. Calculations update instantly.
₹
₹
yrs
%
%
%
Total Invested
₹1.73 Cr
₹1,72,82,500
Est. Returns
₹3.35 Cr
₹3,35,28,544
Future Value
₹5.08 Cr
₹5,08,11,044
Real Value @ 6.0% infl.
₹1.58 Cr
₹1,58,43,124
Year-by-year breakdown
| Year | Yearly Contribution | Total Invested | Portfolio Value | Real Value |
|---|---|---|---|---|
| 1 | ₹3,00,000 | ₹4,00,000 | ₹4,32,916 | ₹4,08,411 |
| 2 | ₹3,30,000 | ₹7,30,000 | ₹8,40,077 | ₹7,47,665 |
| 3 | ₹3,63,000 | ₹10,93,000 | ₹13,34,102 | ₹11,20,138 |
| 4 | ₹3,99,300 | ₹14,92,300 | ₹19,29,530 | ₹15,28,368 |
| 5 | ₹4,39,230 | ₹19,31,530 | ₹26,43,096 | ₹19,75,075 |
| 6 | ₹4,83,153 | ₹24,14,683 | ₹34,94,045 | ₹24,63,164 |
| 7 | ₹5,31,468 | ₹29,46,151 | ₹45,04,490 | ₹29,95,743 |
| 8 | ₹5,84,615 | ₹35,30,766 | ₹56,99,816 | ₹35,76,135 |
| 9 | ₹6,43,077 | ₹41,73,843 | ₹71,09,144 | ₹42,07,891 |
| 10 | ₹7,07,384 | ₹48,81,227 | ₹87,65,854 | ₹48,94,807 |
| 11 | ₹7,78,123 | ₹56,59,350 | ₹1,07,08,187 | ₹56,40,939 |
| 12 | ₹8,55,935 | ₹65,15,285 | ₹1,29,79,915 | ₹64,50,620 |
| 13 | ₹9,41,529 | ₹74,56,814 | ₹1,56,31,122 | ₹73,28,480 |
| 14 | ₹10,35,681 | ₹84,92,495 | ₹1,87,19,072 | ₹82,79,464 |
| 15 | ₹11,39,250 | ₹96,31,745 | ₹2,23,09,204 | ₹93,08,851 |
| 16 | ₹12,53,174 | ₹1,08,84,919 | ₹2,64,76,263 | ₹1,04,22,282 |
| 17 | ₹13,78,492 | ₹1,22,63,411 | ₹3,13,05,579 | ₹1,16,25,778 |
| 18 | ₹15,16,341 | ₹1,37,79,752 | ₹3,68,94,519 | ₹1,29,25,766 |
| 19 | ₹16,67,975 | ₹1,54,47,727 | ₹4,33,54,137 | ₹1,43,29,106 |
| 20 | ₹18,34,773 | ₹1,72,82,500 | ₹5,08,11,044 | ₹1,58,43,124 |