Withdrawal Calculator
SWP Calculator
Model systematic withdrawals from your corpus. Add annual step-ups for inflation and pause windows (sabbaticals, deferred income years).
Inputs
Withdrawal Plan
Define the starting corpus, your monthly drawdown, and any pause years.
₹
₹
yrs
%
%
No pauses. Add a range to skip withdrawals during specific years.
Total Withdrawn
₹3.24 Cr
₹3,23,57,965
Ending Corpus
₹0
₹0
Depletes At Year
25
Of 25 planned
Year-by-year breakdown
| Year | Status | Withdrawn (year) | Total Withdrawn | Remaining Corpus |
|---|---|---|---|---|
| 1 | Active | ₹6,00,000 | ₹6,00,000 | ₹1,03,12,690 |
| 2 | Active | ₹6,36,000 | ₹12,36,000 | ₹1,06,17,189 |
| 3 | Active | ₹6,74,160 | ₹19,10,160 | ₹1,09,10,478 |
| 4 | Active | ₹7,14,610 | ₹26,24,770 | ₹1,11,89,120 |
| 5 | Active | ₹7,57,486 | ₹33,82,256 | ₹1,14,49,209 |
| 6 | Active | ₹8,02,935 | ₹41,85,191 | ₹1,16,86,326 |
| 7 | Active | ₹8,51,111 | ₹50,36,303 | ₹1,18,95,471 |
| 8 | Active | ₹9,02,178 | ₹59,38,481 | ₹1,20,71,009 |
| 9 | Active | ₹9,56,309 | ₹68,94,790 | ₹1,22,06,593 |
| 10 | Active | ₹10,13,687 | ₹79,08,477 | ₹1,22,95,091 |
| 11 | Active | ₹10,74,509 | ₹89,82,986 | ₹1,23,28,496 |
| 12 | Active | ₹11,38,979 | ₹1,01,21,965 | ₹1,22,97,837 |
| 13 | Active | ₹12,07,318 | ₹1,13,29,283 | ₹1,21,93,073 |
| 14 | Active | ₹12,79,757 | ₹1,26,09,040 | ₹1,20,02,978 |
| 15 | Active | ₹13,56,542 | ₹1,39,65,582 | ₹1,17,15,018 |
| 16 | Active | ₹14,37,935 | ₹1,54,03,517 | ₹1,13,15,209 |
| 17 | Active | ₹15,24,211 | ₹1,69,27,728 | ₹1,07,87,971 |
| 18 | Active | ₹16,15,664 | ₹1,85,43,392 | ₹1,01,15,952 |
| 19 | Active | ₹17,12,603 | ₹2,02,55,995 | ₹92,79,854 |
| 20 | Active | ₹18,15,360 | ₹2,20,71,355 | ₹82,58,221 |
| 21 | Active | ₹19,24,281 | ₹2,39,95,636 | ₹70,27,222 |
| 22 | Active | ₹20,39,738 | ₹2,60,35,374 | ₹55,60,408 |
| 23 | Active | ₹21,62,122 | ₹2,81,97,497 | ₹38,28,434 |
| 24 | Active | ₹22,91,850 | ₹3,04,89,346 | ₹17,98,776 |
| 25 | Active | ₹18,68,619 | ₹3,23,57,965 | ₹0 |